The Greek real estate market is evolving. Uniko — a platform created through the collaboration of the National Bank of Greece (Εθνική Τράπεζα) and the Qualco Group — aims to make property transactions clearer, more reliable and faster than before.
What is property certification on Uniko?
Property certification is a new service introduced in Greece via Uniko. A "certified property" is one that has undergone legal, technical and commercial checks in cooperation with the National Bank of Greece and has been confirmed as suitable for obtaining a mortgage loan. This certification gives buyers and sellers a strong tool to increase transparency and build trust throughout the transaction.
Why choose a certified property as a buyer?
Each property is evaluated legally, technically and commercially before it is listed, through a process carried out with the National Bank of Greece.
Buyers know from the start that the property has already been checked for mortgage suitability.
Certified properties on Uniko carry a special badge that distinguishes them and serves as a searchable filter on the platform, offering greater assurance and a faster buying process.
In short, users can search specifically for properties already vetted by the National Bank of Greece as mortgage‑eligible.
Why certify your property through Uniko as a seller?
Certification benefits sellers as well: the special badge differentiates the listing, boosts visibility and attracts more suitable prospective buyers.
The "seal" of reliability increases the property’s credibility and market appeal, helping sellers achieve faster and more targeted results.
The service is available exclusively via Uniko and is open to private owners as well as collaborating brokers and professionals who want to offer more attractive, quicker‑selling listings to their clients.
Certified listings reduce transactional obstacles and allow partners to market and sell properties faster and with greater confidence.
Limited-time subsidy
For a limited period, Uniko subsidises the cost of property certification, offering it at a reduced price. This offer is valid until 31 December 2025.
Scale and market impact
More than 1,500 properties across Greece have already been certified in cooperation with the National Bank of Greece and are available for purchase on Uniko.
Each certified property has been legally, technically and commercially checked to ensure it meets the criteria for mortgage lending.
The growing number of certified listings demonstrates market acceptance: buyers and sellers are embracing Uniko’s transparent process.
A new era of transparency in real estate
Uniko introduces a new operational standard for the Greek property market with clear rules, transparency and a common language for all stakeholders — owners, buyers, engineers, lawyers and banks. Behind every certified property is: - a complete digital record, - checks by qualified professionals, and - the guarantee of the National Bank of Greece as a quality mark.
Additionally, listings on Uniko receive targeted promotion to audiences with mortgage pre‑approval, significantly increasing the chances of sale. Uniko acts as a digital trust ecosystem that reduces unnecessary visits and offers a documented, standout presentation for properties on the market.
