Greece has increased the daily transaction limits for its IRIS Person to Person and IRIS Person to Professionals services, marking a significant shift in the way users move money. The update allows individuals to carry out more activity through the platform as daily caps expand.
Users can now send up to 1,000 euros each day to private individuals through IRIS P2P, with a monthly ceiling of 5,000 euros. Professionals and sole proprietors may also receive up to 1,000 euros daily via IRIS P2Pro under the revised rules.
Fresh data from 2025 shows how rapidly IRIS adoption has grown, with P2P transactions climbing by 90 percent year on year to reach 111.4 million. The user base rose to 4.3 million, signaling strong momentum.
Registrations for IRIS P2Pro climbed to 583,445 professionals, while IRIS Commerce supported 1.2 million POS terminals and 70,000 online shops. These figures highlight the expanding reach of the service across the Greek market.
Instant payments played a decisive role throughout 2025, representing 27 percent of all credit transfers and confirming a major shift in user preferences. Other services such as RF and QR payments, alongside standing orders, accounted for 38.6 percent of interbank activity, strengthening the payment ecosystem further.
Interbank ATM transactions also recorded a rise of 27.7 percent compared with 2024, pointing to broad based growth across the sector. This increase demonstrated the diverse ways consumers are engaging with digital financial tools.
Overall, DIAS handled 540.4 million transactions during 2025, an annual increase of 15.7 percent. The value of these transactions reached 544.4 billion euros, marking the highest level in the company’s 36 year history.
Within this total, 126.4 million transactions worth 10.9 billion euros were linked to IRIS payment services. These numbers underline the expanding footprint of the platform.
Average daily activity across DIAS reached 2.2 million transactions valued at 2.2 billion euros. A record was set on November 24 2025, when 6 million transactions amounting to 3.5 billion euros were processed in a single day.
Commenting on the latest results, DIAS CEO Stavroula Kampouridou noted that digital payments in Greece are not merely following economic growth but actively shaping it. The volume of DIAS transactions grew at a compound annual rate of 13 percent between 2020 and 2025, nearly double the growth of nominal GDP during the same period.
She highlighted that these trends reflect the success of Greece’s push toward digital modernization and the increasing reliance on instant payment infrastructure.
